What Is a Good Credit Score?

A good credit score is a score over 700. To improve your score make sure you are not near the credit limits on your credit cards. If you have any collections contact the creditors, settle and follow up to see that they are removed from your report. Don't open new credit if you don't need to open an account. Try not to ever have any bill go 30 days late. Keep your older accounts. Lenders like to see history not new accounts. Try not to have more than 2 major credit cards and a gas or department store card. You really don't need anymore. Pay your car payment on time if you have one. We have seen credit ranging from 400 to 820.

Wisconsin FHA Mortgages

We offer mortgage financing for home buyers throughout the state of Wisconsin. We have been in business since 2000. Trust us with your mortgage needs. You will not be disappointed. To apply call 414-416-9194

MORTGAGE NEWS YOU CAN USE

For mortgage news you can use check out our main web site at www.mymilwaukeemortgage.com

Fha Purchase

If you want to buy a home but do not have a lot of money available for the down payment or would rather save the money to furnish or improve the home an FHA loan may be right for you. If you qualify we can lend up to 97% of the purchase price of your new owner occupied home. Depending where you buy the loan can be up to about $315,000. It is possible we can get a grant for the 3% down payment for you. To apply with us today for a purchase and to see if an FHA loan is right for you contact Pete Cannon today at 414-416-9194 or 262-569-8675. AN EQUAL HOUSING LENDER

How To Improve Your Credit Score

To improve your credit score you need to pay your bills on time and avoid collections. Try to keep your credit card balances at 50% of the high credit limit or below. Don't open a lot of new credit. Don't play the transfer credit card game. Credit history or the length of time accounts are open account for about 30% of your credit score. Watch your utility bill. If you have Wisconsin Energy they do report to the credit bureaus monthly so be aware of that and do not have it go 30 days late. If you are having trouble making any credit payments contact your creditors and work with them directly. If you are in the market to purchase a home, consolidate debt or refinance contact me at 414-416-9194 for a no obligation appointment.

FHA LOANS

A FHA loan is a great tool to be used in purchasing a home if you have little downpayment. Guidelines allow up to 97% financing for owner-occupied homes in this area for loan amounts up to about $315,000. This higher loan limit is temporary and may expire Jan 2009. FHA loans offer good rates and terms and also allow gift funds to be used toward downpayment and closing costs. To apply for an FHA mortgage loan today call me at 414-416-9194 or email me at pcnnn@aol.com

Apply For A Mortgage

To apply for a purchase or refinance call 414-416-9194 or 262-569-8765

Home Buying Classes Offered

We offer home buying clases for people in Wisconsin looking to purchase a home. Learn how to save money and how to obtain grants for downpayment assistance. We will also give you a free copy of your credit report and explain it to you. Email us at wisconsinmortgages@gmail.com or call 414-416-9194 for the next class schedule.

FHA Loans Limits Increased

We can now offer mortgages at fixed rates up to 97% of the value of your home and up to $317,000 in Milwaukee and Waukesha Counties. The FHA lending limit has been increased and this may help you pay off a mortgage with a higher rate. To see if you qualify contact FHA specialist 414.416.9194 You will be glad you did.

Downpayment Grants Available

We have secured downpayment grants for buyers looking to purchase a home. The grants, for 3% of the purchase price are perfect for buyers with limited funds for downpayments. Call 414-416-9194 to apply today. You can be in a new home sooner than you think. Not all will qualify. An Equal Housing Lender.

FHA LOANS

TO APPLY CALL 414-416-9194