What Is a Good Credit Score?

A good credit score is a score over 700. To improve your score make sure you are not near the credit limits on your credit cards. If you have any collections contact the creditors, settle and follow up to see that they are removed from your report. Don't open new credit if you don't need to open an account. Try not to ever have any bill go 30 days late. Keep your older accounts. Lenders like to see history not new accounts. Try not to have more than 2 major credit cards and a gas or department store card. You really don't need anymore. Pay your car payment on time if you have one. We have seen credit ranging from 400 to 820.